Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"I started the process of equity release last year in order to raise funds to repair and improve my very tired house. Unfortunately the parts of my home that needed the most work were the parts that prevented me from obtain the funds. Richard Wylder was recommended to me by a neighbour who praised him highly for his work on a re-mortgage. Richard advised me to try for a bridging loan in order to do the improvements before re-trying for equity release. He was a total delight to work with, professional, knowledgeable, fun and available at all times. I can`t recommend Richard and his colleagues more highly and I`m looking forward to dealing with him again on the next phase of my home improvements."
David Blight
Equity release is a financial option that offers homeowners over 55 the opportunity to access cash from their property without selling it. By taking out a lifetime mortgage, you can release a lump sum or withdraw funds as needed. This flexibility can be a valuable tool for improving your lifestyle, achieving your financial goals, or simply enjoying a more comfortable retirement.
Yes, equity release is a safe and secure financial product. All plans we offer are regulated by the Financial Conduct Authority (FCA) and adhere to the strict guidelines of the Equity Release Council. This means you'll never owe more than your home is worth, providing you and your family with peace of mind.
The money is yours to spend! Whether you want to upgrade your car, clear debts, or enjoy a more comfortable retirement, equity release gives you the freedom to live life to the fullest.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
We're passionate about helping you make the most of your home equity at the Equity Release and Mortgage Partnership. We are highly experienced mortgage and equity release advisers dedicated to providing personalised advice tailored to your unique financial situation. Our goal is to help you achieve your financial goals with confidence.
We'll work closely with you to understand your needs and preferences, and provide clear, unbiased advice. With our expertise and personalised service, you can trust that you're making informed decisions about your financial future.
We understand that every client's situation is unique. Our advisors will take the time to understand your goals and tailor our recommendations accordingly.
We offer a comprehensive range of equity release options, ensuring you find the best solution for your needs.
We have a long-standing reputation for providing exceptional customer service and reliable equity release solutions.
Here’s what to expect when you work with us for equity release, if you live in Salisbury.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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